Using the app as a beneficiary

For guidance on how to register and train beneficiaries, please see below beneficiary registration and training pages.

Note: Please check with your Program Manager whether the beneficiaries in your program will be using the Sempo app to make payments, text-based messaging or only contactless cards.

How to send money in person?

  1. Open the Sempo App and select Transaction Mode

  2. Use a slider on top of the screen. Slide it to the left.

  3. Scan the QR Code on the other persons device

  4. Check the amount, if you are happy to proceed, confirm the transaction.

  5. Hooray! You've just sent money to the other person.

QR Payment Flow

If you don't have internet, but the other person does, you will still be able to make a secure transaction

How to send money in person (offline)?

  1. Open the Sempo app and click the transact mode

  2. Use a slider on top of the screen. Slide it to the middle.

  3. Enter the amount you wish to cash out and click send.

  4. Show the QR code to the person. The code contains the details of the transaction and works offline.

  5. Hooray! You've just sent money to the other person, while you've been offline.

How to send money to someone?

  1. Open the Sempo app and click the transact mode

  2. Use a slider on top of the screen. Slide it to the middle.

  3. Enter the amount you wish to send and click send.

  4. Enter the persons phone number or blockchain address and click "send to user".

  5. Hooray! You've just sent money to the other person.