Using the app as a beneficiary
For guidance on how to register and train beneficiaries, please see below beneficiary registration and training pages.
Note: Please check with your Program Manager whether the beneficiaries in your program will be using the Sempo app to make payments, text-based messaging or only contactless cards.
- 1.Open the Sempo App and select Transaction Mode
- 2.Use a slider on top of the screen. Slide it to the left.
- 3.Scan the QR Code on the other persons device
- 4.Check the amount, if you are happy to proceed, confirm the transaction.
- 5.Hooray! You've just sent money to the other person.

QR Payment Flow
If you don't have internet, but the other person does, you will still be able to make a secure transaction
- 1.Open the Sempo app and click the transact mode
- 2.Use a slider on top of the screen. Slide it to the middle.
- 3.Enter the amount you wish to cash out and click send.
- 4.Show the QR code to the person. The code contains the details of the transaction and works offline.
- 5.
- 6.Hooray! You've just sent money to the other person, while you've been offline.
- 1.Open the Sempo app and click the transact mode
- 2.Use a slider on top of the screen. Slide it to the middle.
- 3.Enter the amount you wish to send and click send.
- 4.Enter the persons phone number or blockchain address and click "send to user".
- 5.Hooray! You've just sent money to the other person.